Specialist

Large Mortgage

Large Mortgage Solutions

Find the Perfect Mortgage »

 

Large Mortgage

Clifton private finance

As a specialist broker we can help you source large mortgage loans from £500,000 on residential and buy to let property transactions in the UK

We work with select high street and private banks that will look at your requirement on a bespoke basis.

We can offer:

  • Bespoke lending solutions from £500,000 to £25M
  • Large mortgage loans - high loan to value up to 95% LTV
  • Uncomplicated approach to income & wealth
  • Large loan interest only mortgage options and offset mortgages
  • Mortgages for residential and investment properties
  • Options for short term finance (bridging), buy to let, commercial and development
  • Mortgage solutions for complex income arrangements e.g. onshore and offshore trusts
  • Investment mortgages for buy to letHMOMulti UnitAir BnBs and Portfolio landlord refinance
  • Solutions for UK expats (including seafarers), non-dom & foreign nationals buying or remortgaging UK property
  • Access to large loan teams at high street lenders, private banks & specialist lenders
  • Independent service & expert advice

2 Year Tracker

Up to £2m

4.49% APR

2 Year Tracker

Subsequent rate 8.49%

LTV - 75%

APRC 7.9%*

Product Fee £0

Free standard valuation

Early redemption charges

As of 21st October 2024

5 Year Fixed

Up to £3m

3.78% APR

5 Year Fixed (Remortgage)

Subsequent rate 7.25%

LTV - 60%

APRC 5.9%*

Product Fee £999

Early redemption charges

As of 21st October 2024

2 Year Fixed

Up to £3m

3.89% APR

2 Year Fixed (Remortgage)

Subsequent rate 7.25%

LTV - 60%

APRC 6.8%*

Product Fee £999

Early redemption charges

As of 21st October 2024

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.

*Overall Cost For Comparison

Call us on 0203 900 4322 to discuss your requirements or request a call-back at a time that suits you:
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Bridging Loan for Semi-Commercial Property with Complex Exit Strategy
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More Opportunities »

Contact Us

Large Mortgage Service

Specialist big mortgage service:

Our service provides creative solutions for large mortgage transactions. 
Call us on 0203 900 4322 to discuss your requirements or request a call-back at a time that suits you.

Find the Perfect Mortgage »

The Challenge:
For larger loan requirements, when it comes to mortgages over £1 million, lenders will usually want to see a larger deposit.
Typically, many high street lenders will cap lending at 70% to 75% LTV (loan to value), e.g. on a central London property priced at £5 million as a borrower; you would be expected to deposit £1.25 million to progress the deal.
This can be a sticking point for clients who want to maintain cash liquidity but can easily afford to borrow at a high level from an affordability perspective.
The Solution:
The good news is that we work with lenders that take a more bespoke approach to mortgage lending.
Bespoke lending based on a more informed approach to a client’s circumstances means we can put in place lending solutions tailored to a client’s needs.
For example, many of our clients want to work on an interest-only basis.
Typical high street lenders will often have caps on how much can be borrowed on large loans over £1 million, restricting the interest only portion to anything from 50% to 75% LTV.
We work with banks that look at your full financial profile, which means we can often source purely bespoke lending solutions.

 
Call us on +44 203 900 4322 to discuss your requirements or book an appointment using the link below.

Find the Perfect Mortgage »

Recent Articles:

How To Get A Large Mortgage Loan »

 
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Get in Touch

If you have any questions about our services or want to start making things happen please contact us