Specialist

Open Market Value Bridging Loans

Require Short Term Finance?

Bridging Loan Calculator

bridging-loan-for-open-market-value

Clifton private finance

We specialise in raising open market value bridging  finance for property and commercial transactions in the UK

Our open market value bridging loan service provides:
  • Market leading bridging loans from £50,000 to £15 million
  • Terms from 1 month to 36 months 
  • Bridging loans for individuals, limited companies, sole traders and partnerships 
  • Interest roll up options
  • Whole market service - our team work directly with UK bridging lenders
  • We have access to leading bridging rates
  • Quick, efficient service 
  • We provide a friendly, professional service to help you get the money you need at the best available rates

Residential

Buying Before Selling?

Rates from:

0.55% pm

Downsizing/Upsizing

Releasing Funds From Your Home

Short-Term Lease Finance

Auction Purchase

As at 9th September 2024

Development & Refurb

Fast Finance

Rates from:

0.55% pm

Light & Heavy Refurb

Finance For Unmortgageable Properties

Land Purchase with planning

As at 9th September 2024

Residential

Large Bridging Loans

Rates from:

0.55% pm

Up to 80% LTV

Minimum Loan £500k

Minimum net income £100k

As at 9th September 2024

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.


We can help with meeting tight deadlines & provide a fast and professional service.
Call us on 0117 959 5094 to discuss your requirements.
Recent

Property Finance Deals

Business Loan for an Aerospace Company | Case Study
Business Loan for an Aerospace Company
Area
Lincoln
Capital Raised
£125K
Growth Guarantee Scheme - Refurb Loan for Accountancy Firm Office | Case Study
Growth Guarantee Scheme - Refurb Loan for Accountancy Firm Office
Area
Scotland
Capital Raised
£50K
Growth Guarantee Scheme Term Loan and Growth Finance Facility for Third Party Logistics Company | Case Study
Growth Guarantee Scheme Term Loan and Growth Finance Facility for Third Party Logistics Company
Area
Milton Keynes
Capital Raised
£2.5m
Unsecured Business Loan for an Independent Veterinary Clinic | Case Study
Unsecured Business Loan for an Independent Veterinary Clinic
Area
Chippenham, UK
Capital Raised
£250K
Management Buyout Finance for Liquid Waste Disposal Company | Case Study
Management Buyout Finance for Liquid Waste Disposal Company
Area
Southampton
Capital Raised
£250k
Merchant Cash Advance Solution For Ecommerce Business
Merchant Cash Advance Solution For Ecommerce Business
Area
United Kingdom
Capital Raised
£100k

More Opportunities »

OPEN MARKET VALUE BRIDGING LOAN SERVICE

Our open Market Bridging Service Provides

We offer our clients a market-leading bridging service with access to open market value bridging loans. 

This service enables you to: 

  • help you secure fast finance when time is of the essence 
  • ability to secure loans against existing property and assets 
  • access the loan size equivalent to the price at which your property would trade in a competitive auction setting

Bridging Loan Calculator

Our specialist team of bridging loan brokers can offer:

  • Bridging finance from £50,000 to £25M
  • Exclusive rates from 0.43% APR
  • Financing for downsizing or upsizing residential property (on a regulated basis)
  • Lower rates from £1 million + loans 
  • £99 valuation option for properties up to £1 million
  • Interest roll-up options.
  • We provide a friendly, professional service to help you get the money you need at the best available rates
Call us on 0117 959 5094 to discuss your requirements

Bridging loans are short-term forms of finance, usually secured against a property or asset. If you are in a time crunch when buying a home, a bridging loan can be a very useful form of finance.

This kind of borrowing can be useful when buying property in many situations.

These might include:

  • Developers
  • Houses bought at auction
  • Houses which are not mortgageable
  • Breaking housing chains
  • Downsizing
  • Upsizing

Depending on whether the property you are buying is intended to house members of your family, your bridging loan will be regulated or unregulated. Bridging loans will look differently depending on your situation.

For example, if you are looking for a bridging loan to enable you to downsize to a retirement property, this will be different to an experienced developer looking for a bridging loan to continue construction on an ongoing project.

But in both of these cases, bridging loans can be used to release funds when needed to ensure a smoother financial transition in a situation where other forms of lending would not fit the time frame. The short-term nature of bridging finance makes these situations viable.

Bridging loans can be especially useful when other types of finance are not viable due to the nature of the property. In the case of properties bought at auction, the payment for this property must be made within 28 days. This is not enough time for a traditional mortgage to be arranged, but it enough time for a bridging loan to be sorted out.

If a property does not meet the criteria to be considered mortgageable, a bridging loan can instead be used to fund the purchase without the restrictions of mortgage requirements.

If you are intending to have family members living in this property, you will need a regulated bridging loan. If you are buying without intent for a family member to live in the property, such as part of a development or an investment property, then you can have an unregulated bridging loan.

Bridging Loan Calculator

Why use Clifton Private Finance?

Based in Bristol and Cardiff, Clifton Private Finance has expertise in sourcing commercial and residential bridging loans; we have contacts with all of the leading banks and private lenders across the whole of the market. This means we can always offer our best rates available for their borrowing needs. For examples of bridging loan cases we have completed for a range of funding scenarios please see our bridging loan case studies
If speed is a priority bridging finance can be arranged quickly depending on your situation. 
Call us on 0117 959 5094 to discuss your requirements.
What Our

Clients Say

Latest

Property Finance Deals & Insight

coliving adult dorms
Over the past few years, the co-living market has emerged as a focus area for developers, with over £902m funneled into the ...
27-12-2024
how to sell your house quickly
Selling a house can be a stressful process, especially if you’re on a tight timeline. Whether you’re relocating for a ...
27-12-2024
Mortgage Holders Face Payment Hikes
The Bank of England (BoE) has revealed that nearly half of UK mortgage holders are set to face higher monthly payments over the ne...
27-12-2024
refinance existing bridging loan
In short, yes, it is often possible to refinance an existing bridging loan with a new one. Written by: Sam Hodgson In...
20-12-2024
View More »
Get in Touch

If you have any questions about our services or want to start making things happen please contact us